Microfinance Field
Financial Inclusion

Empowering Grassroots Finance.

Robust systems for loan origination, savings management, and field collections designed for Microfinance Institutions.

Digitizing Grassroots Banking

A modern platform built to handle the unique complexities of micro-lending ecosystem.

Identity & KYC Verification

Automated capture for National IDs/Passports with mandatory phone validation and document uploads.

CBK AML Compliant

Adaptive Lending Engine

Support for Biashara, Salary, and Asset finance loans using Flat Rate or Reducing Balance methods.

Daily, Weekly & Monthly Cycles

Chama & Table Banking

End-to-end management for group officials, peer guarantees, and joint liability tracking at the group level.

M-Pesa First Collections

Seamless STK Push & Paybill integration with auto-posting of repayments and automated penalty handling.

Mobility & Digital Access

Integrated USSD codes and dedicated mobile apps for both clients and loan officers with offline support.

Credit Risk & CRB

Real-time portfolio tracking (PAR 30/60/90) with direct Metropol, TransUnion, and Creditinfo integration.

Backend Stability & Compliance

Financial Accounting

Automated double-entry accounting with charts of accounts aligned to MFI and SACCO standards.

Regulatory Reporting

Pre-formatted SASRA and CBK returns, full Maker-Checker approvals, and Data Protection Act compliance.

Multi-Branch Administration

Manage multiple branches and teller roles from a central dashboard with staff performance tracking.

Ecosystem & Security

  • 2FA & Multi-layer Data Encryption
  • Daily Automated Backups & Disaster Recovery
  • Integrations: Banks, Payment Gateways, SMS

Institutional Fit

DT-MFIs Non-Deposit MFIs SACCOs Table Banking Digital Lenders
Nairobi Cityline connected by digital network

Actionable Intelligence at Your Fingertips

From daily collections summaries to complex loan aging reports, our dashboard provides the clarity you need to grow sustainably.

Arrears Reports
Officer Performance
Branch Profitability